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Solid Ground's Financial Skills Education helps families avoid debt and build financial stability through FREE classes emphasizing savings to support reaching their own goals.

TAKE CONTROL OF YOUR MONEY
This 2-part money management course helps families stretch their resources, maintain good credit, and build savings to cope with emergencies. Topics include:

PART I

• Identifying and Increasing Net Income
• Budgeting - Tracking Fixed and Variable Expenses
• Controlling Variable Expenses
• Cash Flow - Paying Bills on Time
• Managing Paperwork
• Savings and Planning for the Future

PART II

• Understanding Consumer Credit
• Credit Files - How to Access it and What it Means
• Credit Scoring
• Credit Repair
• Dealing with Collection Agencies and Past Due Bills
• Predatory Lending - Comparing the Cost of Credit

Classes are held at Solid Ground's Headquarters building, in the 1st floor conference room, located at 1501 N. 45th Street, Seattle, WA 98103. Class size is limited, so register early for this free course by contacting our Financial Skills Educator at kelliep@solid-ground.org or at 206.694.6864. Include which class you are interested in, your name, phone number and address. Childcare may be available upon request. If you will need childcare while you attend class, please also state the ages of your children.

HOMEBUYER CLASSES
Especially designed for low-income, first-time homebuyers, these classes will include topics like:

• Finding the Right Home
• Getting Approved for a Mortgage
• Down Payment Assistance Programs & Resources
• Avoiding Mortgage "Scams"

Class Dates & Times:

• Saturdays, February 16th and 23rd, 10am - 3pm
• Mondays, October 6th, 13th and 20th, 6 - 9pm

Classes are held at Solid Ground's Headquarters building, in the 1st floor conference room, located at 1501 N. 45th Street, Seattle, WA 98103. Limited childcare available. For more information or to reserve a place in one of the classes, contact our Financial Skills Educator at cynthias@solid-ground.org or 206.694.6848.

SAVING SMART, SPENDING SMART
These classes are taught at nonprofit community centers for low-income individuals throughout King County as part of the Share Our Strength/Operation Frontline partnership with Solid Ground. Because these classes are taught on-location at social service program sites, not all classes are open to the public.

If you are interested in hosting a class series or volunteering to teach or assist with a class, contact Operation Frontline's Coordinator at OFL@solid-ground.org or 206.694.6750.

INDIVIDUAL DEVELOPMENT ACCOUNT (IDA)
It pays to dream. An IDA is a matched savings account in collaboration with the United Way of King County. Whether you wish to own your own home, pursue an education, or start your own business, an IDA is a financial tool to help you meet your goal faster. For every dollar you save in your IDA, United Way of King County will match it with three more dollars.

Find out more by contacting our Financial Skills Educator cynthias@solid-ground.org at 206.694.6848 — or visit the United Way of King County's website.